If you’ve been less than enthusiastic while house-hunting, constructing your own home from the ground up could be a good option. Construction loans give you the flexible financing you need throughout the building process — with interest-only payments until construction is over. Reach out to us today for a fast decision, so you can get on the way to building your very own dream home.
- Competitively low rates for your home construction project
- Available for primary residence or second home construction
- Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
- Pay off interest quicker; payments are interest-only during construction phase
- Payments are made on the amount drawn on your loan sufficient to pay your builder
- Construction draws applied in stages based on work completed
- Experienced lenders with in-depth knowledge of the loan process
- Fast decision-making from West Tennessee locals
Ready to apply? You’ll need the following items:
- Copy of Deed
- House Plans
- Materials List
- Contract with the home builder
Reach out to us to get started today!