If you’ve been less than enthusiastic while house-hunting, constructing your own home from the ground up could be a good option. Construction loans give you the flexible financing you need throughout the building process — with interest-only payments until construction is over. Reach out to us today for a fast decision, so you can get on the way to building your very own dream home.

  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed
  • Experienced lenders with in-depth knowledge of the loan process
  • Fast decision-making from West Tennessee locals

Ready to apply? You’ll need the following items: 

  • Copy of Deed
  • House Plans
  • Materials List
  • Contract with the home builder

Reach out to us to get started today!