| Account/Service | Fee |
|---|---|
| Star Account |
$8 per month No fee if minimum daily account balance remains above $500 during the statement cycle |
| 5 Star Protection Account | $5.16 per month ($3.16 for seniors 60+) |
| Gold Star Account |
$9 per month No fee if minimum daily balance remains above $1,000 during the statement cycle For business accounts, 250 processed items are allotted per statement cycle without fee ($0.25 per additional item) |
| Rising Star Account | No fee |
| Merchant Star Account |
$10 per month No fee if the minimum daily balance remains above $1,000 during the statement cycle 250 processed items are allotted per statement cycle without fee ($0.25 per additional item) |
|
Money Market |
$10 per month No fee if minimum daily balance remains above $2,500 during the statement cycle $5 per withdrawal after the 6th withdrawal per month |
| Savings Account |
$5 per withdrawal after the 6th withdrawal per quarter $5 minimum balance fee will be assessed quarterly based on a minimum daily balance of $100. (Not assessed for primary account holders under the age of 24) |
| Rewards Savings |
$5 per withdrawal after the 6th withdrawal per quarter $5 minimum balance fee will be accessed quarterly based on a minimum daily balance of $100 |
| Certificates of Deposit | Penalty for early withdrawal |
| ATM Transactions |
$2 ATM withdrawal fee may be charged for withdrawal from ATM not owned by Centennial Bank Surcharge Fee: Owners of non-Centennial Bank ATMs may impose additional surcharge for using their ATMs |
| Centennial Bank VISA ATM/Debit Card |
Standard ATM/Debit card FREE with any Centennial Bank checking account $5 replacement fee for a standard VISA ATM/Debit card |
| Return Item Fee (includes checks and ACH items) | $15 per item |
| Deposit Item Return Charge | $7.50 per item |
| Overdraft Fee (includes checks, ACH & other electronic transactions) | $30 per item |
| Negative Balance Fee |
If account remains overdrawn for more than six (6) consecutive business days, a $5.00 fee will be assessed for each business day the bank is open beginning on the seventh (7) business day and for each subsequent business day the account remains overdrawn. This fee applies to overdrafts resulting from any transaction, including the assessment of fees. The fee will no longer be charged once the account is brought to a positive balance, which cures the overdraft. |
| Transfer From a Linked Account to Cover Overdraft | $5 per transfer (only one automatic transfer is made per day) |
| Stop Payment | $30 per item |
| Wire Transfers | $20 domestic/$70 international for each incoming/outgoing |
| Account Research | $10 per hour (1 hour minimum) |
| Account Activity Printout | $1 per printout |
| Photocopies | 25¢ copy |
| Dormant Account Fee |
For checking accounts, $5 monthly if balance is less than $1,000 after one year of inactivity For savings accounts, $5 monthly if balance is less than $1,000 after two years of inactivity |
| Faxes |
$2 for first 2 pages, 25¢ each additional page $2 for all faxes using EZ Access Telephone Banking (unlimited pages per fax) |
| Cashiers Checks | $5 each |
| Foreign Check Processing Fee (including Canadian Checks) | $20 each |
| Monthly Statement |
Free online banking statement or $3 fee for paper statement $2 fee for images of back of check(s) – per month $3 fee for replacement statement |
| Assisted Transfer (Telephone) | $2 fee |
| Escheatment Fee (Unclaimed Property) |
$100.00 per account |
| Levy/Garnishment Administrative Fee |
$1 to $100 (per occurrence) Centennial Bank reserves the right to charge a fee equal to half the levy/garnishment amount, up to $100 |