Managing your business’s day-to-day activities is easier with a versatile operating line of credit. No matter what each day throws at you, you’ll be prepared to handle it with ready financing backed by your community bank. Use it for working capital, ongoing inventory needs, and more.

  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business’s unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds are easily accessible via bank withdrawals (can be deposited to a Centennial Bank checking account or wired elsewhere)
  • Experienced lenders with in-depth knowledge of the loan process
  • Fast decision-making from West Tennessee locals