$8 per month
No fee if minimum daily account balance remains above $500 during the statement cycle
|5 Star Protection Account||$5.16 per month ($3.16 for seniors 60+)|
|Gold Star Account||
$9 per month
No fee if minimum daily balance remains above $1,000 during the statement cycle
For business accounts, 250 processed items are allotted per statement cycle without fee ($0.25 per additional item)
|Rising Star Account||No fee|
|Merchant Star Account||
$10 per month
No fee if the minimum daily balance remains above $1,000 during the statement cycle
250 processed items are allotted per statement cycle without fee ($0.25 per additional item)
$10 per month
No fee if minimum daily balance remains above $2,500 during the statement cycle
$5 per withdrawal after the 6th withdrawal per month
$5 per withdrawal after the 6th withdrawal per quarter
$5 service charge will be assessed quarterly based on a minimum daily balance of $100. Not assessed for primary account holders under the age of 24.
|Certificates of Deposit||Penalty for early withdrawal|
$2 ATM withdrawal fee may be charged for withdrawal from ATM not owned by Centennial Bank.
Surcharge Fee: Owners of non-Centennial Bank ATMs may impose additional surcharge for using their ATMs. If the ATM is marked with the SHAZAM privileged status symbol, there is no surcharge.
|Centennial Bank SHAZAM
Standard ATM/Debit card FREE with any Centennial Bank checking account
$5 replacement fee for a standard SHAZAM ATM/Debit card
$12 fee for Pesonalized ATM/Debit card
|Return Item Fee (includes checks and ACH items)||$15 per item|
|Deposit Item Return Charge||$7.50 per item|
|Overdraft Fee (includes checks, ACH & other electronic transactions)||$30 per item|
|Negative Balance Fee||
A fee of $5 per business day the bank is open will be imposed if the negative balance is not brought positive within 6 days.
This fee also applies when any item causes an account to be negative including the imposition of other fees.
|Transfer From a Linked Account to Cover Overdraft||$5 per transfer (only one automatic transfer is made per day)|
|Stop Payment||$30 per item|
|Wire Transfers||$20 domestic/$70 international for each incoming/outgoing|
|Account Research||$10 per hour (1 hour minimum)|
|Account Activity Printout||$1 per printout|
|Dormant Account Fee||$5 monthly if balance is less than $1,000 after one year of inactivity|
$2 for first 2 pages, 25¢ each additional page
$2 for all faxes using EZ Access Telephone Banking (unlimited pages per fax)
|Cashiers Checks||$5 each|
|Foreign Check Processing Fee (including Canadian Checks)||$20 each|
Free online banking statement or $3 fee for paper statement
$2 fee for images of back of check(s) – per month
$3 fee for replacement statement
|Assisted Transfer (Telephone)||$2 fee|
|Escheatment Fee (Unclaimed Property)||
$100.00 per account
|Levy/Garnishment Administrative Fee||
$1 to $100 (per occurrence)
Centennial Bank reserves the right to charge a fee equal to half the levy/garnishment amount, up to $100.