Rates

Building your savings doesn’t have to be a chore. By linking your Kasasa Cash® or Kasasa Cash Back® checking account to Kasasa Saver®, your rewards are automatically transferred to your savings account. There, they’ll earn interest so it’s like earning rewards on top of rewards. And did we mention there’s no monthly maintenance fee to worry about? Go ahead — open your account today!

Details
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.75% APY* on balances up to $25,000
  • 0.75% to 0.35% APY on balances over $25,000 depending on balance in account*
  • 0.01% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $25 minimum deposit to open 

Bank Easy to Earn Your Rewards

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 1 ACH credit or ACH payment transaction
  • At least 12 debit card purchases

Easy as pie. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Kasasa Saver with Kasasa Cash:

A $25 minimum deposit is required to open the account. Limit 1 account per social security number. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open or close this account.  Receipt of electronic statement is a feature of the account; however, the customer may opt to receive a paper statement for a monthly fee of $2.00.  Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank.  Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning 1 business day prior to the first day of the current statement cycle through 1 business day prior to the close of the current statement cycle. The statement cycle ends the 2nd Tuesday of each month.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your linked Kasasa Saver account on the last day of the current statement cycle: ATM fee reimbursements, daily balances up to $25,000 receive an annual percentage yield (APY) of 0.75%; and daily balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from 0.75% to 0.35% APY depending on the account’s balance. Kasasa Cash: Daily balances up to $10,000 receive a non-compounding APY* of 3.00%; and daily balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a non-compounding range from 3.00% to 0.50% APY* depending on the account’s balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.01% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.01%. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield.  APYs accurate as of 07/01/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. 

Member FDIC.  Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Saver with Kasasa Cash Back:

A $25 minimum deposit is required to open the account. Limit 1 account per social security number. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open or close this account.  Receipt of electronic statement is a feature of the account; however, the customer may opt to receive a paper statement for a monthly fee of $2.00.  Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank.  Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning 1 business day prior to the first day of the current statement cycle through 1 business day prior to the close of the current statement cycle. The statement cycle ends the 2nd Tuesday of each month.

Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your linked Kasasa Saver account on the last day of the current statement cycle: ATM fee reimbursements, daily balances up to $25,000 receive APY of 0.75%; and balances over $25,000 earn 0.25% interest rate on the portion of daily balances over $25,000, resulting in a range from 0.75% to 0.35% APY depending on the account’s balance. Kasasa Cash Back: qualified transactions, totaling no more than $250.00, will earn 3.00% cash back.   A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.01% APY. Kasasa Cash Back: No cash back payments are made. APY = Annual Percentage Yield. APYs accurate as of 07/01/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. 

Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.