Free Kasasa Cash Back Checking

A $100 minimum deposit is required to open the account. Monthly ACH Credit or ACH Debit and a minimum of 12 debit card transactions are a condition of this account.  Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account.  Receipt of an electronic statement is a feature of the account; however, the customer may opt to receive a paper statement for a monthly fee of $2.00.  If the account does not meet qualifications for a 6 month period, the account will be converted to a STAR account.  Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank.  Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning 1 business day prior to the first day of the current statement cycle through 1 business day prior to the close of the current statement cycle. The statement cycle ends the 2^nd Tuesday of each month.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle:  Kasasa Cash Back: qualified transactions, totaling no more than $250.00, will earn 3.00% cash back. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will also receive unlimited reimbursements for nationwide ATM withdrawal fees imposed by this and other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. 

Cycle Date Information:

The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Savings disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.

Future Monthly Qualification Cycle and Statement Cycle dates for our Kasasa accounts will be available to you via our website or through one of our Service Representatives within one of our branches.

Member FDIC.  Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.