Make purchases across the world, online, or right here in your community with the power of a Centennial Bank credit card. Explore the cards we offer below to choose the one that’s best for you.

Details

Personal Card – Low Rate

Features

  • No annual fee
  • Low introductory rate for the first six months1
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases; no grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits
  • Unlike some card offers, the APR1 for purchases and cash advances is the same; we do not charge a higher rate for cash advances

Fees

Other fees may be charged; these fees are listed on the downloadable application.

Personal Card – World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards; earn one point for each dollar spent, up to 10,000 points per month
  • Low introductory rate for first six months1
  • Competitive ongoing APR1
  • No annual fee
  • 25-day interest-free grace period on all purchases; no grace period on cash advances

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more
  • To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191
  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits
  • Unlike some card offers, the APR1 for purchases and cash advances is the same; we do not charge a higher rate for cash advances

Fees

Other fees may be charged; these fees are listed on the downloadable application.

Mastercard credit cards feature:

  • Concierge Service2
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision
  • Damage Waiver
  • Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

How to Apply
  1. Download the PDF application
  2. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen; paper applications are also available at our local branch office.
  3. Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to: 

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

1Please see application for information about current APRs and fees.

2Concierge Services available with World MasterCard only.